The CLU, CHS, and/or PFA designations must be maintained on an annual basis with The Institute. Annual maintenance requirements for the CLU, CHS, and/or PFA designations include an annual continuing education (CE) requirement, adherence to The Institute’s Code of Professional Conduct (CPC), and payment of an annual designation licensing fee. Individuals who fail to maintain their designation(s) with The Institute are no longer Institute designation holders. Continued use of the CLU, CHS, and/or PFA designation marks by individuals who are no longer authorized by The Institute to use the said designation(s) constitutes trademark infraction and could be subject to have legal ramifications.